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                            <li><i class="fa fa-clock-o fa-fw"></i>2025-02-26T15:52:01</li>
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                        <strong>5 things you should never buy when you're broke</strong>
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Here are five things that poor people shouldn't buy, yet many do, while rich people never do.

First, taking out a loan to buy a house when you don't have the money. If you're still a salaried employee, let me tell you, your life is pretty much over. Three generations' savings just for the down payment, and the monthly mortgage will drain your lifetime savings. So you can't quit your job, and you can't risk starting a business. Time will slowly wear down your fighting spirit. By the time you're middle-aged, with elderly parents and young children, your ability to take risks is extremely low. You can't make any decisions to change your situation, so you just have to go to work honestly.

Second, buying a car beyond your means. Everyone knows that a car is a depreciating asset. It's easy to buy, but hard to maintain. If your financial standing isn't up to par, don't blindly chase this vain thing. Before I had money, I was especially vain. In three years, I changed cars three times, and I felt like a fool back then.

Third, expensive electronic gadgets. I'll tell you, electronic products update so quickly. I bought a new model this year, and next year it might be half the price.

Fourth, don't buy luxury items if you can't afford them. Many people buy luxury bags and shoes. Many think that once they have these, they'll be successful. To experience the joy of the rich, they even use their credit cards. The rich get joy from making money, not spending it.

Fifth, buying lottery tickets. The odds of winning are shockingly low. Not only are the chances small, but it's also a hidden tax, something poor people shouldn't fall for, yet they do easily.

These five things, the rich won't easily buy, because they know how hard it is to earn money. If you really want to experience a rich person's life, where's the key? It's definitely in increasing your income and wealth, not in splurging and consuming.
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