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                            <li><i class="fa fa-clock-o fa-fw"></i>2025-03-25T15:30:41</li>
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                        <strong>The first money you earn in life is always hard-earned.</strong>
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If you can't even come up with a few ten thousand yuan right now, you really need to listen to what I have to say.

I once had my toughest time, with less than 500 yuan in my pocket and owing the bank's credit card a few ten thousand yuan.

If you want to gradually have some savings, your first amount of money will definitely come from being frugal. Remember, being frugal! If you could earn money, you would have done it long ago. You wouldn't be in a situation where you can't even come up with a few ten thousand yuan now.

I know you will have all sorts of reasons to spend money: a friend's birthday, a leader's kid going to college, family travel being inconvenient, or needing a car because there are many people... But there are always areas where you can spend less or even not at all. Think carefully, have you spent money you shouldn't have? So, from now on, you must be frugal!

When you have some savings like I do, you'll feel more confident in many aspects, truly! Once you have confidence, you'll show a different state from inside out. Back in 2019, I was noticeably different, from my fashion sense to my business travel.

Firstly, try to avoid unnecessary expenses. Don't underestimate the 9.9 yuan free shipping deals or those things that cost a dozen yuan. They might seem cheap, but they may not be very useful, or you might not even use them at all. Your money leaks away bit by bit this way.

Secondly, stay away from online credit tools. Don't treat the money you borrow or the money you overdraw as your own. Just because you can borrow doesn't mean you can pay it back. Once you become dependent, it's like falling into an endless pit! You'll always be patching one hole with another, and it will never end. I used to juggle three credit cards a month, it was so painful!

Thirdly, don't blindly compare yourself to others or make impulsive purchases. You don't have money now, and your main task is to earn and save money. What can you prove by overdrawn credit cards to buy those superficial things? They won't change your current situation. It's better to invest your money in learning some money-making skills. I've spent nearly a hundred thousand yuan on video editing, live streaming, and performance training. When you have money because of your own efforts... Look, I have over 3 million followers online now. You really don't need to rely on these superficial things to prove yourself; others will respect you. You call me teacher and Mr. Hu in the live stream, isn't it because of this?

So, starting from now, work hard to earn and save money. Being frugal is where you start to save. Your parents can't support you forever, who else can you rely on? Eventually, you'll have to rely on yourself.
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